, Welcome to the Canadian Portfolios section.
Each portfolio has been built based on extensive research and will be updated quarterly. You will receive any trades as well as the updated portfolio booklet directly in your mailbox (included in your Friday newsletter).
Please note that each portfolio may include US stocks, except for the 100% Canadian one. Adding some US stocks allow us to get a better diversification and meet our dividend growth investing requirements. Click on the portfolio you want to follow.
This is an entry-level size portfolio for beginner investors and/or retirees. The 25K portfolio shows about 10 positions in different sectors. This is a great starting point for your investing journey, but you will need to add more companies to your portfolio going forward
Congratulations on reaching the six-figure mark for your portfolio! This is where each investment decision gets interesting but also has an important impact on your retirement plan. From now on, a few percentages up or down will mean thousands of dollars moving. An equally weighted portfolio (e.g. invest about the same amount in each company) diversified across all sectors will prevent strong fluctuations.
This is our biggest portfolio. It can be used for all portfolios over 500K. We decided not to create a growth or conservative but rather a complete 500K portfolio. In order to make sure we cover both growth and revenue part of a portfolio of that size, we added a few ETFs generating revenues. You can then increase the portion in ETFs if you wish a more conservative portfolio or simply ignore the last few lines and concentrate on the stocks if you seek more growth than revenues.
We tend to benefit from the timing of performing sector to improve the overall portfolio return. Dividend growth portfolio series will include more regular update as we want to make sure to pick all the best buying opportunities. The idea is to keep a core portfolio as a “buy & hold” strategies and benefit from the dividend growth compounding effect while buy and selling stocks timely according to what is happening on the market.
We started thinking how we could use DSR investing rules to find higher-yielding stocks without compromising our investing process. With additional research, we were able to build a portfolio showing a 4.50-5% yield with a minimum of dividend growth to cover inflation (and more). Therefore, you could use this portfolio with a “4% withdrawing rules” and you should be good to never take money away from your capital. I’ve also avoided investing more than 20% in a specific sector. This ensures a strong diversification to go through any kind of crisis.
This portfolio contains only Canadian stocks (same for the Retirement CAD). The reason why our others “Canadian” collections show 50% of U.S. holdings is because we genuinely believe the Canadian market is not diversified enough to include all your investments. However, we are well aware that some of you have cash or companies account to manage. There is a significant tax disadvantage to hold foreign dividend-paying stocks in a taxable account. For this reason, we have built this portfolio. We have included ~21 positions are that equally weighted.
Each month, I publish my results on those investments. I don’t do this to brag. I do this to show my DSR members that it is possible to build a lasting portfolio during all sorts of market conditions. The market will inevitably go down, as it did earlier this year. But I continued to enjoy cashing consistent and growing dividends despite that negative market action! And, most importantly, I stayed fully invested in the market no matter what happens.
ALL TRADES ARE SENT THROUGH OUR DSR PREMIUM NEWSLETTER
Stocks mentioned on this site are not considered to be buying or selling recommendations.