Hello , Welcome to the U.S. Portfolio Section.
Each portfolio has been built based on extensive research and will be updated quarterly. You will receive any trades as well as the updated portfolio booklet directly in your mailbox (included in your Friday newsletter).
Please note that each portfolio may include a few Canadian stocks that are traded on the NYSE. Click on the portfolio you want to follow.
Stocks mentioned on this site are not considered to be buying or selling recommendations.
This is an entry-level size portfolio for beginner investors and / or retirees. The 25K portfolio shows about 10 positions in different sector. This is a great starting point for your investing journey, but you will need to add more companies to your portfolio going forward
Congratulations on reaching the six figure mark for your portfolio! This is where each investment decision gets interesting, but also have an important impact on your retirement plan. From now on, a few percentages up or down will mean thousands of dollar moving. An equally weighted portfolio (e.g. invest about the same amount in each company) diversified across all sectors will prevent strong fluctuations.
The portfolio currently shows ~20 positions across different sectors. The minimum investment suggested in our opinion is 100K. Therefore, you could easily use this portfolio if you have 300K or 500K to invest
500K US Dividend Portfolio
This is our biggest portfolio. It can be used for all portfolios over 500K. We decided not to create a growth or conservative but rather a complete 500K portfolio. In order to make sure we cover both growth and revenue part of a portfolio of that size, we added a few ETFs generating revenues. You can then increase the portion in ETFs if you wish a more conservative portfolio or simply ignore the last few lines and concentrate on the stocks if you seek more growth than revenues.
We tend to benefit from the timing of performing sector to improve the overall portfolio return. Dividend growth portfolio series will include more regular update as we want to make sure to pick all the best buying opportunities. The idea is to keep a core portfolio as a “buy & hold” strategies and benefit from the dividend growth compounding effect while buy and selling stocks timely according to what is happening on the market.
We started thinking how we could use DSR investing rules to find higher yielding stocks without compromising our investing process. With additional research, we were able to build a portfolio showing a 4.50-5% yield with a minimum of dividend growth to cover inflation (and more). Therefore, you could use this portfolio with a “4% withdrawing rules” and you should be good to never take money away from your capital. I’ve also avoided investing more than 20% in a specific sector. This ensures a strong diversification to go through any kind of crisis.